Uma das formas de visualizar as organizações é através da teoria de sistemas, cuja aplicação se estende à administração de recursos humanos.

Marque com V a assertiva verdadeira e com F a falsa, assinalando em seguida a opção correspondente.

( ) A cultura, o clima da organização e a motivação são fatores externos que afetam as políticas do sistema de administração de recursos humanos.

( ) Um dos produtos buscados pela administração de recursos humanos é a otimização das competências e do desempenho dos colaboradores, de modo a atingir a efetividade organizacional.

( ) O banco de dados e os sistemas de informações de recursos humanos são elementos do subsistema de suprimento, responsável pela gerência do desempenho da organização.

( ) O subsistema de manutenção de recursos humanos visa atrair os melhores profissionais do mercado para o processo de seleção da organização.

( ) O crescimento da economia, o sistema educacional e o mercado de trabalho são fatores externos que afetam as políticas do sistema de recursos humanos de uma organização.

Como instrumentos de ajuste orçamentário, os créditos adicionais são usualmente empregados para corrigir distorções que surgem durante a execução do orçamento.

Acerca de um crédito suplementar de R$ 100.000,00, autorizado e aberto em 15/10/2001, com saldo remanescente de 40% do valor original ao final daquele exercício, pode-se afirmar, corretamente, que

Urban Insurance Issues

Underwriting, the task of deciding what risks to insure, allows insurers to discriminate between good and bad risks. Differences in prices for insurance must reflect expected differences in losses and expenses. When the risk of future losses increases or when rates are inadequate, insurers become more selective about the degree of risk they will assume in an effort to preserve their profit margin. However, redlining, defined as refusal to issue or renew, or cancel an insurance policy based on the geographic location of the structure or individual to be insured, is illegal in every state.

Because losses tend to be higher in urban areas, rates for auto and home insurance are often higher than average in inner cities. This has raised questions about the availability and affordability of insurance in urban communities. Responding to these concerns, the insurance industry is redoubling its efforts to enhance the insurability of inner city properties and to push for changes in auto insurance that would enable drivers to have more coverage options.

Insurance Fraud

Those who commit insurance fraud are not easily identifiable. The National Insurance Crime Bureau (NICB) says that insurance cheats range from organized criminals, to unscrupulous doctors, lawyers, vehicle body shop owners, to ordinary people who buy insurance. Although the motivation to commit insurance fraud is always monetary, the amount also varies greatly, from a few extra dollars on an insurance claim, to thousands or more stolen by organized fraud rings.

The Insurance Information Institute estimates that property/casualty insurance fraud cost insurers $24 billion in 1999. According to Conning and Company, fraud cost the entire insurance industry $96.2 billion in 1999.

Fraud rings have followed the path of technology to the Internet in search of fraud opportunities. Along with the ease of electronic filing of medical claims is the greater potential for committing fraud. Conning's 2000 study found that 84 percent of respondents to its fraud survey agree that the use of the Internet will create new classes of insurance fraud.

Urban Insurance Issues

Underwriting, the task of deciding what risks to insure, allows insurers to discriminate between good and bad risks. Differences in prices for insurance must reflect expected differences in losses and expenses. When the risk of future losses increases or when rates are inadequate, insurers become more selective about the degree of risk they will assume in an effort to preserve their profit margin. However, redlining, defined as refusal to issue or renew, or cancel an insurance policy based on the geographic location of the structure or individual to be insured, is illegal in every state.

Because losses tend to be higher in urban areas, rates for auto and home insurance are often higher than average in inner cities. This has raised questions about the availability and affordability of insurance in urban communities. Responding to these concerns, the insurance industry is redoubling its efforts to enhance the insurability of inner city properties and to push for changes in auto insurance that would enable drivers to have more coverage options.

Urban Insurance Issues

Underwriting, the task of deciding what risks to insure, allows insurers to discriminate between good and bad risks. Differences in prices for insurance must reflect expected differences in losses and expenses. When the risk of future losses increases or when rates are inadequate, insurers become more selective about the degree of risk they will assume in an effort to preserve their profit margin. However, redlining, defined as refusal to issue or renew, or cancel an insurance policy based on the geographic location of the structure or individual to be insured, is illegal in every state.

Because losses tend to be higher in urban areas, rates for auto and home insurance are often higher than average in inner cities. This has raised questions about the availability and affordability of insurance in urban communities. Responding to these concerns, the insurance industry is redoubling its efforts to enhance the insurability of inner city properties and to push for changes in auto insurance that would enable drivers to have more coverage options.

Insurance Fraud

Those who commit insurance fraud are not easily identifiable. The National Insurance Crime Bureau (NICB) says that insurance cheats range from organized criminals, to unscrupulous doctors, lawyers, vehicle body shop owners, to ordinary people who buy insurance. Although the motivation to commit insurance fraud is always monetary, the amount also varies greatly, from a few extra dollars on an insurance claim, to thousands or more stolen by organized fraud rings.

The Insurance Information Institute estimates that property/casualty insurance fraud cost insurers $24 billion in 1999. According to Conning and Company, fraud cost the entire insurance industry $96.2 billion in 1999.

Fraud rings have followed the path of technology to the Internet in search of fraud opportunities. Along with the ease of electronic filing of medical claims is the greater potential for committing fraud. Conning's 2000 study found that 84 percent of respondents to its fraud survey agree that the use of the Internet will create new classes of insurance fraud.

Assinale a seqüência que, ao preencher as lacunas, torna o período incoerente e sintaticamente incorreto.

A cada nova geração a vida intelectual do Brasil parece recomeçar do zero. O apetite pela produção recente dos países avançados muitas vezes desinteresse pelo trabalho da geração anterior e a descontinuidade da reflexão.

(SCHWARZ, Roberto, Cultura e política, p.110)

Ao contrário do que geralmente se pensa, a matéria do artista não se mostra informe: é historicamente formada e registra de algum modo o processo social a que deve a sua existência. Ao formá-la, por sua vez, o escritor sobrepõe uma forma a outra forma, e é da felicidade desta operação, desta relação com a matéria pré-formada - em que imprevisível dormita a história - que vão depender profundidade, força e complexidade dos resultados. São relações que nada têm de automático...

(SCHWARZ, Roberto, Cultura e política, p.80)

Em relação ao texto, é incorreto afirmar que